Family 485 Visa Health Insurance

If you are applying for a 485 visa you need to purchase 485 visa health insurance. The policies below meet DIBP (government) health insurance requirements.

Compare family 485 visa health insurance policies on the below table.

Family 485 Visa Health Insurance
  • Monthly Price
  • Meets 485 Visa Requirements
  • Public Hospital Accommodation
  • Private Hospital Accommodation
  • Out Patient Following Hospitalisation
  • Visits To A GP
  • Medical Repatriation Cover
  • Maternity Services
  • Emergency Ambulance Cover
  • Extra’s Cover (eg Dentist)
  • Other important elements

Premium Overseas Visitor Cover

Family HIF 485 Visa Health Insurance Logo

Family Essentials Working Visa

Visit Bupa 485 Visa Health Insurance Site

Frank Family 485 Visa Health Insurance Logo

Minimum Working Visa Cover

Visit Bupa 485 Visa Health Insurance Site

IMAN Family Health insurance for 485 visa holder logo

Budget Cover

Visit IMAN 485 Visa Health Insurance Site

Medibank Family Health insurance for 485 visa holder logo

Working Visa Hospital Insurance

Visit Medibank Family 485 Health Insurance Site

Australian Unity 485 Health Insurance Logo

Working Visa Hospital & Medical

Visit Australian Unity Family 485 Health Insurance Site

This information is indicative and provided for general information only.
Please refer to the relevant policy brochure for full details including waiting period.

This policy is a good match for this health insurance item
This policy only covers some areas of this health insurance item
This policy does not offer comprehensive cover of this insurance item

Families Should Consider HIF 485 Visa Health Insurance

In May 2014 a comparison of 485 visa health insurance policies was made and found HIF Family Essentials Cover was the best value.

HIF was recommended because their budget policy:

  • Is the lowest priced at $176.16 (their policy price increased by just 1% in 2014)
  • There is full cover for accommodation (public hospital)
  • Offers cover for intensive care and theater fees
  • Has no hospital excess
  • Includes repatriation cover (maximum of $4,000) and ambulance cover
  • Meets DIAC (Australian Government) requirements for 485 visa health insurance (condition 8501)

HIF is one of Australia’s oldest health funds and is not-for-profit, which means the funds focus is not to achieve profits for their shareholders but offer the best value family 485 visa health insurance. The fund has a strong customer stratification rating of 3.8 out of 5 from 12 policy holders. The fund has strong green credentials and has strong ties to the community including several charities.

Details On The Family 485 Visa Health Insurance Comparison

The comparison table and recommendation was made on the 2nd of May 2014 by the authors of 485 visa insurance including an Australian registered doctor. The comparison was made by going to the Australian health fund websites to view if they offered family health insurance for 485 visa holders and what the key elements were of their policy such as price, benefits and waiting periods. The figures in the above table were double-checked but policy details can change so any feedback is welcomed by individuals who feel an element is inaccurate.

The information was gained by real people and through a direct link (or scraping) of any site. As such the information is indicative and provided for general information only. The authors recommend that for a full and comprehensive comparison that individuals should go to each site and download the full policy PDF document and make comparisons based on these detailed documents. You can view more temporary graduate visa information on our 485 visa page.