If you are looking for singles 485 visa health insurance, you need to make sure of a few things. Some of the questions that you need to ask are whether the health insurance meets the 485 visa work requirements, so that this will not be a barrier to your entry. Then you also need to know that you are getting the best value, and of course you need to understand what your policy covers for you.
To start with, when it comes to Frank singles 485 visa health insurance, this policy does meet the 485 visa work requirements. In fact it is a special policy with this in mind. Plus they make it quick and easy for you to get your compliance letter to get your visa sorted. Which is great! But there is also more to it than that.
Why choose Frank for Singles 485 Health Cover?
For someone that is looking for basic cover that meets either the 485 visa work requirements, the Frank singles 485 health insurance is the best value at face value – as shown in the chart below that you can view here.
This shows how, for singles who are looking for the basic cover to meet their 485 visa work requirements, the Frank singles 485 health insurance policy is the best value. This is largely based on upfront costs and what you get in general. But there are still other important questions you should be asking.
As already mentioned, the Frank singles 485 health insurance policy is not only created to ensure that you meet all the needed basic standards, but also that it is a quick and easy way to get your letter of compliance to get your visa.
Frank singles 485 health insurance policy certainly does have the possibility of extras to mix and match your policy, but that does not mean it remains the best value. The basic cover package is just what it says on the tin, being the cheapest and easiest way to meet your 485 visa work requirements. But if you are looking for more comprehensive cover, which perhaps you should, this does not mean that Frank is your best choice still.
As shown by the chart above, if you are looking for more more cover (in the case of the chart, for couples), Frank is no longer the best value. This matters. Because, though there are many that are just looking to meet their 485 visa work requirements, at the same time it could well be worth your time to spend an extra few dollars to get the best health insurance policy possible.
For some that comes from certain countries, you may be aware that you can get Medicare cover once you have entered Australia. This sounds great! However, you need to understand that those that do not possess health insurance have a Medicare surcharge attached to their taxes – which can then mean this is not the cheapest option. If you then consider that this is a policy you will be holding onto, it is then worth asking whether just the basic requirements is really all you want?
One key question is whether the policy has a hospital excess, and for Frank singles 485 visa health insurance this is a definite yes. Which means that if you then do need to use a hospital, it will come at a cost – so there is a risk with that cheap price.
The importance of knowing what is and is not covered by the policy
Frank singles 485 visa health insurance cover includes but is not limited to:
- Public and private hospital fees
- Medical repatriations
- Emergency ambulance
- In-patient Doctor’s fees
These treatments are subject to limits and excess charges. A few examples of what this policy does not cover you for are:
Outpatient medical expenses, for example trips to the doctor.
- Treatment received outside Australia.
- Treatment arranged before you arrived in Australia.
- Services and treatment covered by compensation of any kind.
- Dental bills, even if you are an inpatient in hospital. In this case, the hospital account will be covered but the dentist bills will be an out of pocket.
Who is Frank singles 485 health insurance suited for?
Frank singles 485 health insurance is suited for those that are looking to meet their 485 visa work requirements at the lowest cost. You will get your compliance letter quickly and easily, You will get your cover at the lowest price, and this will help to get your visa. However, you may end up having to pay an excess if the worst happens, and the cover itself is minimal and will not help you avoid the Medicare Surcharge – these things will mean extras of other policies.